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Cash-limit forms a subset of the Cardholder’s Credit Limit/Purchase Limit. «Card Account» means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the aim of usage of the Credit Card as per the phrases and circumstances contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation «Applicant» means person who has/have utilized for a Card to BRAC Bank Limited. Still have you a query then feel free to ask by remark.

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Payments made by the cheques drawn on a location the place the Bank doesn’t have a department shall be topic to a processing and handling payment as determined by the Bank from time to time. «Late Payment Fee» means a cost relevant in case of the Cardholder’s failure to pay at least minimum amount due within the Payment Due Date. «Insurance Company» means insurance coverage company as may be determined by BRAC Bank Limited, every so often.

The cardholder shall immediately after such recall; return such card cut in halves with CHIP destroyed to the Bank and make full cost of all charges and liabilities to the Bank. The Bank could at any time demand that the Cardholder deposits an undated cheque and/or pledge cash collateral in favor of the Bank for the amount, which the Bank might require even when such a cheque was not demanded when the card was issued to the Cardholder. The Cardholder, in such an event, shall be deemed to have licensed the Bank to insert the date on the mentioned cheque and to present it for cost on the inserted date towards any quantity as a end result of Bank.

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«Schedule of Charges» means the list of costs relevant for the companies supplied on the Card. These expenses are subject to modifications at the sole discretion of BRAC Bank Limited. However, such adjustments in costs could additionally be made solely with prospective impact giving prior discover of 30 days to the Cardholder. «Electronic Banking Terminal» means any licensed terminal or gadget during which Card and/or PIN can be used. This contains ATM, Point of Sale terminal or e-Commerce through which Card transactions could be performed or another authorized terminal or device connected to BRAC Bank digital banking system once in a while.

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